Tuesday, May 12, 2026

Mr. Abbas Hussain Mirza; V. Commissioner Inland Revenue, Zone-AEOI, LTO, Islamabad.

APPELLATE TRIBUNAL INLAND REVENUE, DIVISION BENCH-I, ISLAMABAD

ITA No.245/IB/2020

(Tax Year, 2018)

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Mr. Abbas Hussain Mirza; House No.15, Street No.06, Fizaya Colony, Chaklala, Rawalpindi.

NTN:3740503816995

 

Appellant

 

Vs

 

 

Commissioner Inland Revenue, Zone-AEOI, LTO, Islamabad.

 

Respondent

 

Appellant By:                                   Mr. Zulqarnain Awan, Advocate

Respondent BY:                               Mr. Owais Khan, DR      

 

Date of Hearing:                              12.05.2026

Date of Order:                                 12.05.2026

 

ORDER

M. M. AKRAM (Judicial Member): The instant appeal has been filed by the appellant-taxpayer against Order-in-Appeal No. 117/2019 dated November 19, 2019, passed by the learned Commissioner Inland Revenue (Appeals-I), Islamabad, under section 129 of the Income Tax Ordinance, 2001 (“the Ordinance”), pertaining to Tax Year 2018, on the grounds set forth in the memorandum of appeal.

2.        Briefly stated, the appellant-taxpayer filed a return of income for the tax year 2018, declaring income from property at Rs.109,500 and Pension at Rs.1,705,428, along with a wealth statement as on 30.06.2018 declaring total assets therein at Rs.11,420,576/-, and the deemed assessment stood finalized under section 120(1) of the Ordinance as per the return. Later on, information was received from external sources that the taxpayer had immovable property in Dubai (UAE) and as per his tax record, the said property, i.e. Apartment No.401, Building No.04, Al Arta Community (LLC) in Dubai UAE, its rental income and Capital Gains earned on disposal of said apartment was not declared in his tax returns for the relevant tax years. Accordingly, a notice under section 176 was issued requiring the taxpayer to furnish the information/documents related to the sources of investment, rental income and capital gain from the disposal of the said property during the year 2008. In response, the AR of the appellant attended the proceedings and submitted the relevant documents related to the sources of investment, rental income and sale proceeds of the immovable property in question. The assessing officer, after having considered the relevant documents, accepted the explanation on the issue of sources of investment and capital gain. However, the undeclared rental income earned during 2005 to 2008, amounting to Rs.4,222,570/-, was added to the taxpayer’s income under section 111(1)(d) read with section 111(2)(ii) of the Ordinance, 2001.

3.        Feeling aggrieved, the taxpayer preferred an appeal before the learned Commissioner Inland Revenue (Appeals-I), who, vide Order-in-Appeal dated November 19, 2019, upheld the order passed by the Assessing Officer. Being dissatisfied with the said order, the taxpayer has filed the present appeal before this Tribunal.

4.        The appeal was fixed for hearing on May 12, 2026. On the said date, the learned Authorized Representative (“AR”) appeared on behalf of the appellant and advanced detailed arguments assailing the legality and propriety of the impugned order. The learned AR, inter alia, contended that the scope and operation of section 111 of the Income Tax Ordinance, 2001 (“the Ordinance”) is confined only to those situations where the taxpayer fails to offer a satisfactory explanation regarding the nature and source of any amount, investment, expenditure, asset, or income discovered by the Department. It was vehemently argued that section 111 does not create an independent charging provision; rather, it merely provides a mechanism for bringing to tax amounts which remain unexplained after affording the taxpayer an opportunity to substantiate the source thereof. According to the learned AR, once the taxpayer successfully establishes the nature, source, and character of the amount in question to the satisfaction of the Commissioner, the foundational requirement for the invocation of section 111 ceases to exist.

The learned AR further submitted that, in the present case, the appellant had duly furnished a complete explanation regarding the impugned foreign receipts, including documentary evidence demonstrating that the amounts represented rental income derived from overseas property as well as capital gains arising from the sale of the subject property abroad. It was emphasised that the Commissioner himself had accepted the explanation regarding the source and nature of the receipts, and therefore, after such acceptance, the amount could no longer legally be treated as “unexplained income” within the contemplation of section 111 of the Ordinance. The learned AR maintained that once the true nature and character of the receipts stood established, the same were required to be assessed strictly in accordance with the relevant charging provisions governing such income, namely, income from property chargeable under section 15 of the Ordinance, and not under the deeming fiction contained in section 111 read with section 39. It was accordingly argued that the Department could not simultaneously accept the explanation regarding the source of income and yet continue to sustain an addition under section 111.

5.        On the other hand, the learned Departmental Representative (“DR”), while supporting the findings recorded in the impugned order, argued that the appellant had initially failed to disclose the foreign income in the return of income and wealth statement, thereby attracting the mischief of section 111 of the Ordinance. The learned DR contended that once concealed or undisclosed foreign income comes to the notice of the Department during assessment proceedings, the deeming provisions embodied in section 111 become fully operative, and the amount is liable to be brought to tax under the said provision. It was further argued that the subsequent explanation or disclosure furnished by the taxpayer during the course of proceedings does not obliterate the original default or concealment. According to the learned DR, the unexplained foreign receipts, once detected by the Department, assume the character of deemed income chargeable to tax under section 111 read with section 39 of the Ordinance, irrespective of the taxpayer’s later attempt to explain the source or nature thereof. The learned DR, therefore, prayed that the impugned order passed by the learned Commissioner Inland Revenue (Appeals) be maintained in its entirety as being fully in accordance with law and the facts of the case.

6.        Upon careful consideration of the facts of the case, the impugned orders, and the rival contentions advanced by the learned representatives of the parties, the following questions emerge for determination by this Tribunal:

1.   Whether the rental income derived by the appellant from immovable property situated in Dubai (UAE), which admittedly remained undisclosed in the return of income and wealth statement, could validly be brought to tax under section 111(1)(d) of the Income Tax Ordinance, 2001?

2.   Whether section 111 of the Ordinance constitutes an independent charging provision authorising taxation of any undisclosed receipt irrespective of its established nature and source, or whether it merely operates in cases where the taxpayer fails to satisfactorily explain the nature and source of the amount in question?

3.   Whether, after acceptance by the Department of the source, nature and character of the foreign receipts as rental income arising from an identified immovable property, the same could still legally retain the character of “unexplained income” within the contemplation of section 111 of the Ordinance?

4.   Whether income admittedly falling under a specific head of income provided in the Ordinance, namely “Income from Property” under section 15, can simultaneously be subjected to tax under the deeming provisions of section 111 read with section 39?

5.   Whether mere non-disclosure or concealment of foreign rental income in the original return automatically attracts section 111, notwithstanding subsequent explanation and substantiation furnished by the taxpayer during assessment proceedings?

7.        Question No.1

Whether the undisclosed foreign rental income could validly be taxed under section 111(1)(d) of the Ordinance?

7.1      The controversy essentially revolves around the true scope, intent, and legal operation of section 111 of the Ordinance. For the facility of reference, it would be advantageous to briefly advert to the legislative scheme underlying section 111. Section 111 empowers the Commissioner to treat certain amounts as income chargeable to tax where the taxpayer either offers no explanation regarding the nature and source thereof or the explanation offered is found unsatisfactory. Thus, the jurisdictional foundation for invoking section 111 rests upon the existence of an unexplained amount, investment, expenditure, asset, or income.

7.2      The language employed in section 111 unmistakably demonstrates that the provision is evidentiary and deeming in nature. It is not designed to create a separate species of taxable income divorced from the ordinary charging provisions of the Ordinance. Rather, the deeming fiction is intended only to bridge evidentiary gaps where the taxpayer is unable to establish the lawful source or character of a receipt.

7.3      In the instant case, the record reveals that the appellant furnished complete details relating to:

a.   the acquisition of the Dubai property;

b.   the sources of investment therein;

c.    the rental receipts earned therefrom; and

d.   the capital gains arising upon its disposal.

7.4      The Assessing Officer himself accepted the explanation regarding the sources of investment as well as the capital gain. More importantly, the Department also accepted that the impugned amount represented rental income earned from the identified immovable property situated in Dubai. Once the Department accepted the true nature and source of the receipts, the very basis for the invocation of section 111 ceased to survive. The receipts no longer remained “unexplained” within the meaning of section 111(1)(d). At this juncture, it is imperative to observe that there exists a marked distinction between:

a.   an unexplained amount; and

b.   an undisclosed amount.

Section 111 addresses the former, not necessarily the latter. Mere non-disclosure in the return does not automatically transform an otherwise identifiable and explained receipt into deemed income under section 111.

7.5      The august Supreme Court of Pakistan, in numerous pronouncements, has consistently held that deeming provisions must receive strict construction and cannot be expanded beyond their statutory purpose. Reference may beneficially be made to the judgment titled Messrs Elahi Cotton Mills Ltd. v. Federation of Pakistan  (PLD 1997 SC 582), wherein the Hon’ble Supreme Court held that a legal fiction must be confined strictly to the purpose for which it is created and cannot be extended by implication. Similarly, in CIT/WT, Sialkot Zone V. M/s Thapur (PVT), Sialkot (2002 PTD 2112), wherein the Hon’ble Lahore High Court reiterated that deeming provisions in fiscal statutes are to be construed narrowly and strictly within the four corners of their objects. The same principle has repeatedly been followed by the superior courts, where the nature and source of a receipt stand satisfactorily explained, section 111 loses applicability.

7.6      The Indian Courts, while interpreting analogous provisions contained in sections 68, 69 and 69A of the Indian Income-tax Act, 1961, have adopted a similar approach. In the case titled CIT v. Smt. P.K. Noorjahan [237 ITR 570 (SC, India)], the Hon’ble Supreme Court of India held that deeming provisions relating to unexplained income cannot mechanically be invoked merely because an amount is discovered; rather, the surrounding facts and satisfactory explanation furnished by the assessee must be considered. Likewise, in the case titled Roshan Di Hatti v. CIT [(1977) 107 ITR 938 (SC)], it was held that once the assessee satisfactorily explains the nature and source of the amount, the deeming fiction ceases to operate.

Accordingly, we hold that the foreign rental income in question, once identified and accepted as rental income from a known foreign property, could not legally be brought to tax under section 111(1)(d) of the Ordinance. The question is answered in the negative.

8.        Question No.2

Whether section 111 is an independent charging provision?

8.1    The learned Departmental Representative argued that once concealed foreign income is discovered, section 111 automatically becomes operative regardless of the taxpayer’s subsequent explanation. We are unable to subscribe to this proposition. Under the scheme of the Ordinance, the charging provisions are principally contained in sections 9, 11, 12, 15, 18 and related provisions governing various heads of income. Section 111 does not independently levy tax upon a distinct category of income. Rather, it creates a rebuttable evidentiary presumption enabling the Department to deem an unexplained amount as income chargeable to tax.

8.2    A careful reading of section 111 demonstrates that its application is conditional upon failure of explanation. Therefore, a satisfactory explanation extinguishes the statutory presumption. The Indian jurisprudence interpreting sections 68 and 69 also recognises that such provisions are rules of evidence rather than standalone charging mechanisms. In this regard, reliance may be placed on the judgment titled CIT v. Daulat Ram Rawatmull [(1973) 87 ITR 349 (SC)], the Indian Supreme Court held that deeming provisions cannot substitute proof where the explanation stands substantiated through evidence.

Thus, section 111 cannot be treated as an omnibus charging provision enabling taxation merely because an income was omitted from disclosure. This question is answered accordingly.

9.         Question No.3

Whether the receipts could still retain the character of “unexplained income” after acceptance of the explanation?

9.1      The answer, in our considered view, is clearly in the negative. The Department accepted:

a.   the existence of the Dubai property;

b.   the source of investment therein;

c.    the ownership of the property;

d.   the sale proceeds; and

e.   The characterization of receipts as rental income.

Once these foundational facts stood admitted, there remained no legal basis to categorise the receipts as unexplained.

9.2      A receipt cannot simultaneously possess two mutually destructive legal characters, namely:

a.   explained rental income; and

b.   unexplained deemed income.

The Department’s approach effectively seeks to penalise concealment through section 111, whereas section 111 is not a penal provision. The Ordinance separately provides mechanisms for addressing concealment, including amendment of assessment, penalties and default surcharges.

9.3      If the Department’s interpretation is accepted, every omitted item of income, even where fully explained, would automatically become taxable under section 111, thereby rendering the entire charging framework of the Ordinance redundant. Such an interpretation would produce absurdity and therefore cannot be accepted. The settled canon of interpretation is that fiscal statutes must be construed harmoniously so as to give effect to all provisions without creating conflict. In this regard, guidance may be drawn from the principles enunciated in Oil and Gas Development Company Limited vs. Federal Board of Revenue and 2 others (2016 PTD 1675), Zaver Petroleum Corporation Limited Vs Federal Board of Revenue and another (2016 PTD 2332), Dr Raja Aamer Zaman Vs Omer Ayub Khan and others (2015 SCMR 1303), and Mst. Rooh Afza Vs Aurangzeb and others (2015 SCMR 92), wherein it has been consistently held that statutory provisions must be interpreted harmoniously, giving meaningful effect to each expression and avoiding constructions that lead to redundancy or absurdity.

Accordingly, once the receipts stood identified and explained, they ceased to fall within the ambit of section 111.

10.      Question No.4

Whether rental income assessable under section 15 can simultaneously be taxed under section 111, read with section 39?

10.1    The answer again is in the negative. The Ordinance recognises distinct heads of income, each governed by its own charging and computational provisions. Rental income from immovable property squarely falls under section 15 dealing with “Income from Property.” Once a receipt falls within a specific head of income, taxation must ordinarily proceed under that specific provision rather than under a general deeming provision, section 39 of the Ordinance. It is a settled principle of statutory interpretation that “Specific provisions override general provisions.” This principle has repeatedly been recognised in tax jurisprudence both in Pakistan and India. In CIT, Zone-A, Lahore v. Sohaib Nisar (PTCL 2001 CL 405), it was held that in the presence of a specific provision of law applicable to the situation, the Assessing Officer could not resort to any other provision of law. Similar principles were affirmed in CIT v. D.P. Sandu Bros. Chembur (P.) Ltd. [(2005) 273 ITR 1 (SC)] and in East India Housing and Land Development Trust Ltd. v. CIT [1961] 42 ITR 49 (SC), wherein the Indian Supreme Court held that where income is specifically covered by one charging provision, it cannot arbitrarily be brought under another residuary or deeming provision.

10.2    Once the explanation was accepted, the statutory fiction created by section 111 exhausted its purpose, and the income necessarily reverted to its ordinary and intrinsic character under the charging provisions of the Ordinance. At this stage, reference to section 15 becomes material. Section 15 expressly provides that “The rent received or receivable by a person for a tax year shall be chargeable to tax under the head ‘Income from Property.” The language employed by the legislature is comprehensive and does not confine its operation to rent derived from property situated in Pakistan only. No territorial restriction has been incorporated in the provision. Accordingly, foreign rental income derived by a resident person falls within the ambit of section 15, subject to the general principles governing taxation of worldwide income under the Ordinance. It is also a settled principle of fiscal jurisprudence that where a particular receipt squarely falls within a specific head of income, resort cannot ordinarily be made to a residuary head.

10.3    Section 39 relating to “Income from Other Sources” is residuary in character and becomes applicable only where income does not properly fall under any other specific head or is expressly deemed to do so by law. In the instant matter, the receipt admittedly constitutes rental income from immovable property. Therefore, once its nature and source are accepted, the same cannot be artificially retained within the residuary framework of section 39 merely because the information initially surfaced during proceedings under section 111.

10.4    We are also unable to agree with the proposition that section 111 permanently converts every discovered foreign receipt into income assessable under the head “Other Sources” irrespective of subsequent explanation. Such an interpretation would render redundant the statutory words “offers no explanation” and “not adequately explained”. The legislature has consciously conditioned the operation of section 111 upon the absence of a satisfactory explanation. Acceptance of the explanation necessarily displaces the deeming fiction.

10.5    At the same time, section 111(2)(ii) remains relevant for determining the year in which discovered foreign-source income may be brought to tax upon discovery by the Commissioner. However, the said provision merely governs the timing or year of inclusion and does not alter the essential character or statutory head of income.

Therefore, once the receipts admittedly constituted rental income from property, they were liable, if at all, to be assessed under section 15, subject to applicable limitation and procedural provisions, and not under section 111.

11.      Question No.5

Whether mere concealment or non-disclosure automatically attracts section 111?

11.1    The Department’s argument essentially equates concealment with unexplained income. Such an equation is legally unsustainable. Concealment relates to failure of disclosure, whereas section 111 addresses failure of explanation. These are conceptually distinct legal situations. Where the taxpayer establishes:

a.   the identity of the asset,

b.   the ownership thereof,

c.    the source of investment, and

d.   the nature of income,

The omission to disclose may justify separate proceedings for amendment, penalty or default consequences, but cannot by itself justify recourse to section 111.

11.2    The legislature consciously employed the expression “unexplained” in section 111. Courts cannot substitute this expression with “undisclosed.” Reference may also be made to the principle laid down in the case titled Cape Brandy Syndicate v. IRC  (1921 1 KB 64), which has consistently been followed in tax jurisprudence, namely that in a taxing statute nothing is to be implied and one has to look merely at what is clearly said.

Accordingly, mere non-disclosure of foreign rental income did not automatically justify addition under section 111 once the taxpayer satisfactorily explained the nature and source thereof.

12.      Conclusion

12.1    For the foregoing reasons, we are of the considered opinion that the authorities below misdirected themselves both on facts and law in sustaining the addition under section 111(1)(d) of the Ordinance despite having accepted the nature and source of the impugned receipts as rental income derived from identified immovable property situated abroad.

12.2    Once the explanation furnished by the appellant regarding the foreign property, rental receipts, and related transactions was accepted, the jurisdictional foundation necessary for the invocation of section 111 ceased to exist. The impugned receipts could not legally be treated as unexplained income merely because they were not originally disclosed in the return of income.

12.3    Consequently, the addition of Rs.4,222,570 made under section 111(1)(d) read with section 111(2)(ii) of the Ordinance is not sustainable in the eyes of law and is hereby deleted.

12.4    Foreign rental income, once identified and accepted as rent arising from property, squarely falls within section 15 of the Ordinance under the head “Income from Property”. Section 39, being residuary in nature, cannot override a specific charging head expressly applicable to the receipt in question; and section 111(2)(ii) may regulate the year of taxability upon discovery of foreign-source income, but does not alter the substantive head under which such income is assessable.

Consequently, the appeal preferred by the appellant-taxpayer is hereby allowed, and the addition impugned before this Tribunal stands deleted. Any amount recovered or realised from the appellant during the pendency of the assessment and appellate proceedings shall be refunded forthwith in accordance with law.

 

 

Sd/-

(M. M. AKRAM)

JUDICIAL MEMBER

Sd/-     

(SHARIF UD DIN KHILJI)

   MEMBER

 

  

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